Have you seen a nice house and you want to know if you can afford it?
Or would you gain more insight into your monthly expenses if you buy another house?
Or perhaps you already have a mortgage and you want to know if refinancing would be beneficial. In all three cases, it is important to be well informed about the mortgage options.
The Xpat Agent has solid relationships with a reliable and experienced mortgage advice agencies.
They specialize in Internationals only, and therefore they know exactly where to go and which questions to ask. As a result they will get your mortgage approved in a week or two! This will give you a big advantage when navigating the overheated housing market.
Naturally, these guys and girls are independent and so called “Erkend Hypothecair Planner” (an Accredited Mortgage Planner), a certification that is only given after thorough screening. Such a mortgage advisor has completed specific training, has taken the oath to act as an objective and independent advisor, and knows all the financial, legal and fiscal ins and outs of the mortgage business.
The main benefit of using an independent advisor is that they are not affiliated with one bank but allowed to work with multiple mortgage suppliers. They assess which mortgage would be best for you, based on your specific situation. After all, every person and situation are unique.
A noncommittal meeting is completely free, confidential, and only takes about an hour.
After this conversation, you will know:
- whether you are eligible for a mortgage;
- the amount you could loan;
- your monthly expenses;
- more about the different types of mortgages;
- which type of mortgage would suit your situation best and why;
- the overall costs of getting a mortgage.
Besides the fact that you yourself are better informed about your options, a vendor will also appreciate it when you already know your own mortgage situation. This means that you are to be taken seriously as a prospective buyer. Surely this can be a huge advantage in the current overheated housing market.
Contact us
Let us be your guide in this exciting chapter of your life.
Contact us today to explore how we can assist you in finding the perfect home that suits your lifestyle and references.
Discover the difference with The Xpat Agent.
